Find low-cost health insurance coverage for individuals from UnitedHealthcare, one of the largest US companies for private medical plans, and Medigap benefits for Seniors. We highlight the cheapest options for under-65 single persons and families, and make it easy for you to compare policies and apply or enroll online without paying any fees. Senior Medicare, under-65, ancillary (dental and vision), and non-Obamacare short-term plans are also offered. FACT-free UnitedHealthcare plans are also offered that do not require joining an association as a condition for enrollment.
Our free online quotes allow you to view affordable 2024 medical plans either on or off the Marketplace. Although Obamacare federal subsidies are available for many households, you may qualify for these instant tax credits, or you may prefer to choose policies that are “off-Exchange.” Ancillary UHC products are also offered, including dental, vision, business, Medigap, and Medicaid coverage. Supplement plans provide out-of-pocket expense coverage for persons that are Medicare-eligible. Part G (HD) options are the least expensive Supplement option. The current deductible for these types of plans is $2,800.
Although short-term contracts are the cheapest available policy without a subsidy, and provide ideal temporary benefits, they lack “essential benefits” that are required to remain compliant. Up to 12 months and $2 million of benefits are available in many states. Often, these plans are the most appropriate choice. We review and customize the most cost-effective UnitedeHealthcare plans, so you get the most benefits at the lowest available rates. These plans can be purchased at any time throughout the year, and offer low-cost non-Obamacare options.
2024 UnitedHealthcare Marketplace Plans
UHC Bronze Value HSA – $6,700 deductible with 50% coinsurance. HSA-eligible. $50 office visit copay after deductible has been met.
UHC Bronze Value – $8,250 deductible with 40% coinsurance. $75 Urgent Care copay. Tiers 1,2 and 3 drug copays are $0, $3 and $50. Lab tests $20 copay at freestanding office. $75 at hospital.
UHC Bronze Virtual First – $7,250 deductible with 40% coinsurance. $120 pcp office visit copay. $120 Urgent Care copay. Tiers 1,2 and 3 drug copays are $0, $3 and $50. Lab tests $15 copay at freestanding office. $75 at hospital.
UHC Bronze Standard – $7,500 deductible with 50% coinsurance. $50 and $100 office visit copays. $75 Urgent Care copay. Tiers 1, 2, and 3 drug copays are $0, $25, and $50. Deductible applies to Tier 3.
UHC Bronze Copay Focus $0 Indiv Med Deductible – $0 deductible with 50% coinsurance. $40 and $150 office visit copays. $100 Urgent Care copay. Tiers 1, 2, and 3 drug copays are $0, $15, and $55. Lab tests $20 copay at freestanding office. $150 at hospital. X-rays $100 copay at freestanding office. $150 at hospital.
UHC Silver Value – $4,000 deductible with 40% coinsurance. $0 and $85 office visit copays. $75 Urgent Care copay. Tiers 1 and 2 drug copays are $3 and $30. X-rays have a $35 copay at freestanding office.
UHC Silver Standard – $5,800 deductible with 40% coinsurance. $40 and $80 office visit copays. $60 Urgent Care copay. Tiers 1 and 2 drug copays are $20 and $40.
UHC Silver Virtual First – $4,000 deductible with 40% coinsurance. $100 and $95 office visit copays. $75 Urgent Care copay. Tiers 1 and 2 drug copays are $3 and $30. Lab tests are $12 at freestanding office.
UHC Silver Value HSA – $5,400 deductible with 0% coinsurance. HSA-eligible.
UHC Silver Advantage Saver – $0 deductible with 40% coinsurance. $0 and $85 office visit copays. $75 Urgent Care copay. Tiers 1 and 2 drug copays are $3 and $30. X-rays and lab tests have a $65 and $30 copay at freestanding office. Imaging copy is $300 and freestanding office.
UHC Gold Advantage – $1,500 deductible with 45% coinsurance. $0 and $60 office visit copays. $75 Urgent Care copay. Tiers 1 and 2 drug copays are $1 and $15. Tier 3 drug copay is $50. Lab tests and x-rays are $5 and $40 copay at freestanding office. Imaging copy is $100 and freestanding office.
UHC Gold Value – $1,800 deductible with 20% coinsurance. $0 pcp office visit copay. $50 Urgent Care copay. Tiers 1 and 2 drug copays are $1 and $15. Tier 3 drug copay is $50.
Previously Available Plans
Value Bronze – $7,500 deductible with $8,550 maximum out-of-pocket expenses and 50% coinsurance. $40 and $120 office visit copays (pcp and specialist) and $100 Urgent Care copay. $500 copay for ER visits. Tier 1 and Tier 2 drug copays are $20 and $30 ($60 and $90 mail order).
Value Bronze – $6,500 deductible with $8,550 maximum out-of-pocket expenses and 40% coinsurance. $25 pcp office visit copay and $75 Urgent Care copay. Tier 1 and Tier 2 drug copays are $20 and $30.
Balance Bronze 3 Free Visits – $7,500 deductible with $8,550 maximum out-of-pocket expenses and 50% coinsurance. $0 pcp office visit copay for first 3 visits and $75 Urgent Care copay for first three visits. Tier 1 and Tier 2 drug copays are $20 and $30.
Balance Bronze 3 No Copay PCP Visits – $7,500 deductible with $8,550 maximum out-of-pocket expenses and 50% coinsurance. $0 pcp office visit copay (including telehealth) for first 3 visits and $75 Urgent Care copay for first three visits. Tier 1 and Tier 2 drug copays are $20 and $30.
Balance Bronze 3 No Copay Telehealth Visits – $7,000 deductible with $8,550 maximum out-of-pocket expenses and 35% coinsurance. $25 pcp office visit copay ($0 copay first three telehealth visits) and $75 Urgent Care copay for first three visits. Tier 1 and Tier 2 drug copays are $20 and $30.
Balance Silver– $3,500 deductible with $8,550 maximum out-of-pocket expenses and 30% coinsurance. $25 and $75 office visit copays (pcp and specialist) and $75 Urgent Care copay. $500 copay for ER visits. Tier 1 and Tier 2 drug copays are $10 and $25 ($30 and $75 mail order).
Value Silver– $2,500 deductible with $8,550 maximum out-of-pocket expenses and 30% coinsurance. $30 and $75 office visit copays (pcp and specialist) and $75 Urgent Care copay. $500 copay for ER visits. Tier 1 and Tier 2 drug copays are $10 and $25 ($30 and $75 mail order). Tier 3 drug copays are $75 and $225. Lab testing copay is $25 and x-ray and diagnostic testing copay is $55 (free standing office).
Value Silver Three Free Visits– $5,500 deductible with $8,550 maximum out-of-pocket expenses and 25% coinsurance. $0 (first three pcp visits) and $75 Urgent Care copay for first three visits. $750 copay for ER visits. Tier 1 and Tier 2 drug copays are $10 and $25. Tier 3 drug copay is $50. Diagnostic testing coinsurance is 25%.
Balance Silver Free Primary Care– $4,500 deductible with $8,550 maximum out-of-pocket expenses and 30% coinsurance. $0 (first three visits) and $75 office visit copays (pcp and specialist) and $75 Urgent Care copay. $750 copay for ER visits. Tier 1 and Tier 2 drug copays are $15 and $25. Tier 3 drug copay is $50.
Balance Silver Three Free Visits– $4,500 deductible with $8,550 maximum out-of-pocket expenses and 30% coinsurance. $0 (first three pcp visits) and $75 Urgent Care copay. $500 copay for ER visits. Tier 1 and Tier 2 drug copays are $10 and $25 ($30 and $75 mail order). Tier 3 drug copays are $75 and $225. Lab testing copay is $25 and x-ray and diagnostic testing copay is $55 (free standing office). The imaging copay is $130 (free standing office).
Balance Plus Silver Three Free Visits– $4,500 deductible with $8,550 maximum out-of-pocket expenses and 30% coinsurance. $0 first three pcp visits and $25 thereafter. $75 Urgent Care copay. $750 copay for ER visits. Tier 1 and Tier 2 drug copays are $15 and $25. The Tier 3 drug copay is $50.
Balance Silver Three Free Visits– $6,000 deductible with $8,550 maximum out-of-pocket expenses and 30% coinsurance. $0 (first three visits) and $75 office visit copays (pcp and specialist) and $75 Urgent Care copay. $500 copay for ER visits. Tier 1 and Tier 2 drug copays are $10 and $25 ($30 and $75 mail order). Tier 3 drug copays are $75 and $225. Lab testing copay is $25 and x-ray and diagnostic testing copay is $55 (free standing office). The imaging copay is $130 (free standing office).
Value Gold– $1,000 deductible with $8,550 maximum out-of-pocket expenses and 30% coinsurance. $20 and $40 office visit copays (pcp and specialist) and $50 Urgent Care copay. $500 copay for ER visits. Tier 1 and Tier 2 drug copays are $5 and $15 ($15 and $45 mail order). Tier 3 drug copays are $50 and $150. Lab testing copay is $15 and x-ray and diagnostic testing copay is $60 (free standing office).
Balance Gold 3 Free Visits – $1,500 deductible with $8,550 maximum out-of-pocket expenses and 30% coinsurance. $0 copay first 3 pcp office visits and $50 Urgent Care copay. $500 copay for ER visits. Tier 1 and Tier 2 drug copays are $5 and $15 ($15 and $45 mail order). Tier 3 drug copays are $50 and $150.
Balance Gold Free Primary Care – $3,000 deductible with $8,550 maximum out-of-pocket expenses and 20% coinsurance. $0 and $35 office visit copays (pcp and specialist) and $50 Urgent Care copay. $500 copay for ER visits. Tier 1 and Tier 2 drug copays are $3 and $10 ($9 and $30 mail order). Tier 3 drug copays are $50 and $150.
UnitedHealthcare Short-Term Plans (Underwritten By Golden Rule)
Value Select – Cheapest option available. 30% or 40% coinsurance after deductible is met and no prescription drug coverage. However, a “discount” RX card is provided. $75 Urgent Care copay. $1,000, $2,500, $5,000, $10,000 and $12,500 deductible options. $600,000 lifetime maximum benefit is available for each applicant. ER visits subject to $250 copay, deductible, and coinsurance. $5,000 or $10,000 coinsurance maximums.
Value Select A – 30% or 40% coinsurance after deductible is met and no prescription drug coverage. However, a “discount” RX card is provided. $75 Urgent Care copay. $1,000, $2,500, $5,000, $10,000 and $12,500 deductible options. $2 million lifetime maximum benefit is available for each applicant. ER visits subject to $250 copay, deductible, and coinsurance. $5,000 or $10,000 coinsurance maximums.
Plus Select – 20% or 40% coinsurance after deductible is met and preferred price card prescription drug coverage. Prescriptions are paid at the time of sale. After deductible is met, coinsurance only applies. $75 Urgent Care copay. $1,000, $2,500, $5,000, $10,000 and $12,500 deductible options. $600,000 lifetime maximum benefit is available for each applicant. ER visits subject to $250 copay, deductible, and coinsurance. $2,000, $5,000 or $10,000 coinsurance maximums.
Plus Select A – 20% or 40% coinsurance after deductible is met and preferred price card prescription drug coverage. Prescriptions are paid at the time of sale. After deductible is met, coinsurance only applies. $75 Urgent Care copay. $1,000, $2,500, $5,000, $10,000 and $12,500 deductible options. $2 million lifetime maximum benefit is available for each applicant. ER visits subject to $250 copay, deductible, and coinsurance. $2,000, $5,000 or $10,000 coinsurance maximums.
Copay Select – 20% coinsurance after deductible is met, and preferred price card prescription drug coverage. $50 office visit copay. Prescriptions are paid at the time of sale. After deductible is met, coinsurance only applies. $75 Urgent Care copay. $1,000, $2,500, $5,000, $10,000 and $12,500 deductible options. $600,000 lifetime maximum benefit is available for each applicant. ER visits subject to $250 copay, deductible, and coinsurance. $5,000 coinsurance maximums.
Copay Select A – 20% coinsurance after deductible is met, and preferred price card prescription drug coverage. $50 office visit copay. Prescriptions are paid at the time of sale. After deductible is met, coinsurance only applies. $75 Urgent Care copay. $1,000, $2,500, $5,000, $10,000 and $12,500 deductible options. $2 million lifetime maximum benefit is available for each applicant. ER visits subject to $250 copay, deductible, and coinsurance. $5,000 coinsurance maximums.
Plus Elite – 0% coinsurance after deductible is met, and preferred price card prescription drug coverage. Office visits subject to policy coinsurance and deductible. Prescriptions are paid at the time of sale. After deductible is met, coinsurance only applies. $75 Urgent Care copay. $1,000, $2,500, $5,000, $10,000 and $12,500 deductible options. $600,000 lifetime maximum benefit is available for each applicant. ER visits subject to $250 copay, deductible, and coinsurance. No coinsurance maximums.
Plus Elite A – 0% coinsurance after deductible is met, and preferred price card prescription drug coverage. Office visits subject to policy coinsurance and deductible. Prescriptions are paid at the time of sale. After deductible is met, coinsurance only applies. $75 Urgent Care copay. $1,000, $2,500, $5,000, $10,000 and $12,500 deductible options. $2 million lifetime maximum benefit is available for each applicant. ER visits subject to $250 copay, deductible, and coinsurance. No coinsurance maximums.
Premier Elite – 0% coinsurance after deductible is met, and Tier 1 drug copay is $25. Tiers 2-4 subject to policy deductible. $5,000 maximum benefit per person. Office visits subject to policy deductible. $50 Urgent Care copay. $2,500, $5,000, $7,500, $10,000, $12,500, and $15,000 deductible options. $2 million lifetime maximum benefit is available for each applicant. ER visits subject to $250 copay, deductible, and coinsurance. No coinsurance maximums.
Copay – Most expensive short-term plan and similar to Copay Value coverage. However, proscription benefits are included, subject to policy deductible and coinsurance. Maximum drug benefit of $3,000. Deductible options are $2,500, $5,000, $7,500, $10,000, and $15,000. 20% coinsurance with $5,000 out-of-pocket maximum (after deductible). $2 million maximum benefit with $50 copays for primary care physician and Urgent Care visits. Tier 1 drug copay is $25. Tiers 2-4 subject to policy deductible.
Plus – 20% coinsurance after deductible is met, and Tier 1 drug copay is $25. Tiers 2-4 subject to policy deductible. Tiers 2-4 subject to policy deductible.. Office visits subject to policy coinsurance and deductible. $50 Urgent Care copay. $2,500, $5,000, $7,500 and $15,000 deductible options. $2 million lifetime maximum benefit is available for each applicant. ER visits subject to $500 copay, deductible, and coinsurance. $2,000 coinsurance maximum.
Previously-Available Marketplace Plans (10 Mandatory Essential Health Benefits Included)
Coverage was not available in all states, and variations occurred regarding network availability and out-of-pocket expenses.
Bronze Tier
Bronze Compass HSA 5500 – Least expensive HSA-eligible contract features a $5,500 deductible with maximum out-of-pocket expenses of $6,500.
Bronze Compass 6500 – $6,500 deductible with maximum out-of-pocket expenses of $6,850. PCP office visit copay is $45, but specialist office copay is $100.
Silver Tier
Silver Compass HSA 3000 – Another HSA-eligible plan with a $3,000 deductible and $6,500 maximum out-of-pocket expenses. Since it is a Silver-tier plan, cost-sharing is available.
Silver Compass 2000 – $2,000 deductible with $6,850 maximum out-of-pocket expenses. Office visit copays are $30 and $60 with $10 and $50 copays for generic and preferred brand drugs.
Silver Compass 3500 – Similar to prior plan, although slightly more expensive. Deductible is $3,500 and pcp office visit copay is only $20 and generic drug copay is only $5.
Silver Compass 4500 – $4,500 deductible with maximum out-of-pocket expenses of $6,850 again. Low office visit copays of $10 and $30 with $5 generic drug copay. Families with more than two children under age 15 may find this option to be very cost-efficient.
Gold Tier
Gold Compass 1000 – $1,000 deductible with $10 and $30 office visit copays and $5 generic drug copay. Maximum out-of-pocket expenses are still $6,850.
Gold Compass 500 – $500 deductible with $20 and $40 office visit copays and $5 generic drug copay. $6,850 maximum out-of-pocket expenses like other UHC Gold-tier plans.
Gold Compass 0 – No deductible with $30 and $60 office visit copays and $5 generic drug copay. Like previous plan, maximum out-of-pocket expenses are $6,850.
100% Preventative Benefits
Like most plans issued after October of 2010, federal health care reform has mandated that qualified preventive expenses must be covered without a waiting period, applicable deductible or any copay. Thus, routine annual physicals, mammograms, pap smears, wellness visits and many other benefits are provided with no out of pocket expense to the policyholder. Also, many diagnostic tests may actually be covered at no cost to you.
This feature will typically save thousands of dollars over the lifetime of the policy. Although complications from preventative visits may not be covered at 100%, they will receive the negotiated repricing. For example, although a colonoscopy may be fully covered, the removal of a polyp (cancerous or non-cancerous) may result in some out-of-pocket expenses. If you are unsure about the bill or statement you receive, a claims department representative can easily review the charges and if needed, correct an error.
UnitedHealthcare Plans For Seniors
UHC Health Insurance Plans Are Affordable
Individuals that have reached age 65 are typically eligible for Medicare benefits. UHC offers several Senior Medicare-Supplement (Medigap) and Advantage products that can potentially lower out-of-pocket expenses. Plans and prices will vary, depending on your state of residence, age, and specific coverage desired. Also, occasionally, policies are changed or discontinued, or no longer available in a specific service area. You can also view affordable Senior Health Plans on our website.
Open Enrollment periods will also impact when you can apply for a policy, and whether you can change from one plan to another without medical underwriting. It is important to properly compare your options, and ensure that your personal physicians, specialists, and other medical or hospital facilities are considered “in-network.” Utilizing “out of network” providers often results in higher out-of-pocket costs. However, specific policies provide access to all providers.
Listed below are available policy options for Seniors:
Medicare Supplement
Plan A
Plan B
Plan C
Plan F
Plan K
Plan L
Plan N
AARP Medicare Advantage From UHC H5253-051-0
AARP Medicare Advantage From UHC H5253-109-2
AARP Medicare Advantage From UHC H5253-125-1
AARP Medicare Advantage From UHC H5253-134-0
AARP Medicare Advantage From UHC H8768-037-1
AARP Medicare Advantage From UHC H5253-135-0
AARP Medicare Advantage From UHC H8768-121-0
AARP Medicare Advantage Patriot No Rx
AARP SecureHorizons Medicare Advantage
UHC Care Advantage
UHC Complete Care Walgreens
UHC Dual Complete
UHC Nursing Home Plan
UHC Ancillary Options
Dental Coverage
UntitedHealthcare dental plans are available in most areas. The available policies are not the limited “discount” contracts that are often advertised. Instead, comprehensive coverage is offered, with no waiting-period preventative benefits, large networks (more than 150,000 available dentists nationwide), and coverage for major procedures on many plans.
Low deductibles and affordable premiums are available to meet your individual, family, or employer needs. Specific policy options are shown below. NOTE: Plan availability depends on your state of residence.
Dental Primary – Cheapest policy features preventive benefits with a $25 copay and basic services with a six-month waiting period.
Dental Essential – Slightly more expensive than previous option because of $0 copay on preventive services and only a four-month waiting period for basic services.
Dental Primary Preferred – $25 copay for preventative services and 30% coinsurance. Waiting period for basic services is six months. $1,000 per calendar year maximum benefit per person.
Dental Essential Preferred – Similar to previous plan although no copay for preventative services. Also, waiting period for basic services is only four months.
Dental Premier Choice – No copay for preventative services and coinsurance is 20%. $1,200 per calendar year maximum benefit gradually increases to $1,500 by fourth year. 6-month waiting period for basic services.
Dental Premier Elite – Similar to prior plan but with lower non-network out-of-pocket expenses.
Critical Illness Coverage
If you are seriously ill, supplementary benefits can pay you $10,000, $20,000, $30,000, $40,000, 0r $50,000. The cash you receive is generally used for paying current and future bills, living expenses, medical and travel treatment, and many other items. There is a 30-day waiting period in which an initial diagnosis or treatment would not be covered. Benefits are paid lump-sum when the condition is first diagnosed. You do not have to wait for treatment to receive payout.
Several of the most common covered (100%) conditions include major transplants, heart attack, stroke, life-threatening cancer, loss of hearing, vision, or speech, major organ transplants, renal failure, coma, and paralysis. NOTE: At age 65, maximum covered benefits reduce by 50%.
Cheer Up! Vision Exams Don’t Hurt And They Are Covered By UnitedHealthcare!
Vision Coverage
Two plans (A and B) are offered at monthly rates between $10 and $16 per month. An annual eye exam is subject to a $10 copay and you pay all expenses above the allotted $150 benefit. Plan B is about $4-$5 per month higher, but also provides contacts coverage in addition to glasses coverage. In many states, an initial 12-month contract is required.
Walmart, Sam’s Club, and Costco provide network discounts that will lower your cost. Although there is no age limit for coverage, the primary applicant must be at least 18. If you are eligible for Medicare, your benefits are not impacted. Laser vision and digital hearing aids are not covered, although certain procedures and products may be discounted.
Accident Coverage
Losses from accidental bodily injury can be inexpensively covered. Although your health insurance should always be your primary source of benefits, some (or all) out-of-pocket expenses from coinsurance and deductibles can be paid through a supplemental policy. Cash benefits are paid for covered injuries or illnesses such as burns, concussions, broken bones, ER expenses, surgeries, coma, and lacerations.
Seven “SafeGuard” options are available at a monthly cost of about $14-$35. Accidental death can also be covered up to $100,000, assuming it occurred within 30 days of the original injury. Dismemberment can also be covered up to 50%-100% of the total benefit. Additional outpatient services include ambulance, diagnostic MRI or EKG, physical therapy, Urgent Care, and office visits. Exclusions include act of war, strokes, injuries received while intoxicated, and other typical situations.
Supplemental Indemnity Coverage
These “limited benefit” policies are not designed to provide stand-alone coverage. If you are currently enrolled in a compliant ACA plan, you may apply for coverage. However, if you utilize an HSA plan, you may not be able to continue to tax-deduct your contributions.
Four SafeGuard plans are available (Plan A, Plan B, Premier Plan A, and Premier Plan B) with monthly rates ranging from $15-$36. In-hospital and intensive-care confinements are a common benefit. Fixed daily dollar amounts are paid directly to you, subject to policy provisions and maximum payouts. Payouts are typically $500 or $1,000 per day up to 31 days, although the Hospital Safeguard Plan B pays up to $2,000 per day for 7 days.
Term Life Insurance Coverage
Yes, UnitedHealthcare offers life insurance policies. Term plans are the least expensive form of coverage since there are no dividends or guaranteed cash value. Also, each policy has a finite in-force period. Once the policy ends, you must re-apply for an additional “term.”
Term Life SafeGuard is the brand name for policies, that are issued in face amounts of $50,000, $75,000, $100,000, $150,000, and $200,000. 10 and 20-year guarantee periods are offered. However, since rates are just marginally competitive, we recommend using carriers that specialize in this type of coverage, instead of UHC. Several of these companies include Prudential, North American, John Hancock, Banner, Principal, Ohio National, MetLife, American General, Protective Life, and Transamerica.
Discount Card
Also available is a UnitedHealth Allies “Discount Card,” which provides 10%-50% savings on many healthcare services and products. Along with drugs and prescriptions (generic and brand), other services that receive a negotiated reduction are primary-care physician and specialist visits, hospital visits, outpatient surgery, medical supplies and durable equipment, Urgent-Care visits, and physical therapy.
The monthly cost is typically between $20 and $25 per month. However, these benefits do not satisfy ACA (Obamacare) requirements, and should never be considered a substitute for qualified plans. A full refund will be provided if the policy is canceled within 30 days of the original effective date.
About UHC
UnitedHealthOne (UHC) is the recognized name of UnitedHealthcare, the largest health insurers in the United States. Headquartered in Minnesota, UHC underwrites and administrates individual and group plans, and has offered healthcare coverage for more than 60 years. Their products are generally very competitively priced and the Network of doctors, specialists, hospitals and other medical providers, is very extensive.
Optum is also an active business through the company. Its specialties include OptumHealth (Dental, health, behavioral services, and IPA model doctor groups), OptumRX (Pharmacy benefit manager), OptumInsight (Analyzing data), and Optum Technology (Incorporates previous three divisions).
No matter where you live, there should be an “in-network” provider close by. And if this policy isn’t a good fit for you, UHC has a wide assortment of other available policies. They participate in selected states when offering Exchange policies through Open Enrollment, although like most carriers, they are concerned with increasing claims on subsidized Marketplace contracts. SEP plans that are issued after the OE period ends, have been especially costly.
However, if you are an existing policyholder, you may be able to keep your policy under a “grandfather” clause. Non-Qualified contracts, such as short-term, dental, and vision coverage, are not impacted by most legislative changes.
Applying For A Policy
When you request quotes (at the top of this page), after providing some basic information, you can make a side-by-side comparison of all available plans. UnitedHealthcare individual, family, and group coverage provides high-quality benefits at affordable prices.